Zach Anderson
Aug 28, 2026 17:23
Fireblocks Flow streamlines stablecoin payments for PSPs, fintechs, and platforms, eliminating the need for rebuilding checkout systems.
Fireblocks has introduced Flow, a stablecoin payments solution that allows payment service providers (PSPs), fintechs, and platforms to accept crypto payments without overhauling their existing checkout systems. Launched in June 2026, Flow supports deposits from over 800 wallets and major exchanges like Coinbase and Kraken, enabling businesses to settle transactions in their preferred stablecoin.
Flow’s core value lies in its ability to integrate seamlessly into existing payment flows. Businesses do not need to rebuild their payment stacks to accommodate crypto. For example, payers can deposit funds in any token from any wallet or exchange, while the receiving platform automatically receives the settlement asset it’s configured to accept. This process is managed through a single SDK or API that handles asset conversion, compliance checks, and settlement behind the scenes.
According to Fireblocks, monthly stablecoin volumes on its platform now exceed $200 billion, driven by over 2,400 businesses leveraging its infrastructure. Flow’s broad compatibility includes Ethereum, Solana, Bitcoin, Tron, and the wider EVM ecosystem, making it a versatile solution for crypto payments.
How Flow Works
Flow’s payment process is designed to eliminate common pain points in crypto transactions. The sequence includes:
Connecting a wallet or exchange account via Fireblocks’ wallet connectors.
Issuing a one-time deposit address for each transaction.
Simulating the transaction to account for network fees, ensuring the recipient gets the exact expected amount.
Processing the transaction, with conversions handled through third-party DeFi liquidity providers.
Screening the payer’s wallet to comply with geographic and sanctions rules.
Settling funds into a Fireblocks Vault, an embedded wallet, or another destination specified by the business.
Notably, Flow includes safeguards like automatic refunds for incorrect deposits and pre-transaction compliance checks to mitigate operational risks for businesses.
Use Cases Across Industries
Flow addresses diverse needs across multiple sectors:
PSPs: Providers like Africa’s Flutterwave have adopted Flow to enable merchants to accept stablecoins without disrupting existing settlement processes. Pre-transaction simulations ensure merchants receive the exact amounts, resolving reconciliation issues.
Fintechs and Trading Platforms: Applications like Blipply use Flow to simplify deposits, allowing users to fund accounts directly from their wallets or exchanges without requiring multiple vendor integrations.
Banks: Flow enables regulated banks to accept and settle stablecoin deposits while adhering to strict compliance rules. One-time deposit addresses and asset restrictions ensure banks never hold unauthorized assets.
iGaming Operators: Licensed operators can use Flow to accept player deposits in diverse markets while settling in permitted assets and maintaining regulatory compliance.
Marketplaces: Platforms paying out creators and sellers can use Flow to pay from a single stablecoin while handling asset conversions and wallet screening automatically.
Future Developments
Fireblocks plans to expand Flow’s capabilities, including enabling PSPs to add markups on conversions to generate revenue and introducing payment links for simplified collections. These features could broaden Flow’s appeal to remittance providers, marketplaces, and on/off ramps looking to streamline payment operations without increasing complexity.
With the crypto payments market growing and stablecoins increasingly used for cross-border transactions, Flow positions itself as a critical tool for businesses aiming to integrate digital assets into their payment ecosystems.
Image source: Shutterstock
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